Combine the chili powder, cumin, garlic powder, and cayenne powder in a small bowl. Set aside.
Make the rice:
Add the white rice, water, salt, and butter if using to a small pot. Bring to a boil. Reduce the heat to low and cover. Simmer for 15 minutes. Turn off the heat and let it stand as you finish the turkey.
Brown the turkey:
Heat 1 tablespoon neutral oil in a wide pot over medium heat. Add the turkey and season with salt and pepper. Cook for 10 minutes, breaking it up as it cooks. Add half the spices from the bowl and continue cooking for 4 to 6 minutes until cooked through. Transfer to a bowl.
Cook the aromatics:
Add 1 tablespoon neutral oil to the pot over medium heat. Add the diced onion, diced bell peppers, minced jalapeño, and the white parts of the scallions. Sauté for 6 to 7 minutes until they begin to soften.
Simmer the turkey:
Add the Roma tomatoes and the rest of the spices from the bowl. Sauté for 5 minutes. Season well with salt and pepper.
Add the cooked turkey and the pinto beans. Toss to combine. Add 1 cup of water and bring to a boil. Reduce the heat to low and simmer, uncovered, for 15 minutes until the vegetables soften. Taste and adjust the seasonings to your preference.
Finish the turkey and rice:
Turn on the broiler.
Add half the minced scallion greens to the pot along with the cooked rice. Add the juice from 1 lime and half the shredded cheese. Stir to combine. Taste and season.
Broil the cheese:
Add the rest of the cheese on top of the turkey and rice. Transfer to the broiler for 2 to 3 minutes until the cheese melts and browns.
To serve:
Remove the pot from the oven and let it stand for 5 minutes. Spoon the cheesy turkey and rice into bowls and serve with the remaining minced scallion greens on top. Finish with diced avocado and a lime wedge on the side. Enjoy!